SBI Home Finance, a subsidiary of the State Bank of India, is the largest mortgage lender in India providing home loans. Since its inception, the company has helped over 30 lakhs families secure loans to achieve their dream of having home ownership. SBI Home Finance has diversified services through which it caters the needs of its customers. In 2016, the company was recognised as the best home loan provider winner due to its low processing charges, no repayment facilities, and low interest rates.
The company is not yet listed on any stock exchange and provides unlisted shares for trading in the grey market. If you are an investor looking to invest and know the SBI home finance share price, we will provide you with the required details. This blog will discuss the performance of SBI home finance pre-IPO shares.
Quick Overview Of SBI Home Finance Ltd
SBI Home Finance Ltd was founded in 1987 and comes under the finance intermediation industry that provides home financing to its different segments of customers. The company is not yet listed and provides its pre-IPO shares to retail investors. For investors interested in knowing the SBI Home Finance share price, it is vital for them to know the company’s financial performance in the last few years.
The company’s current status is under liquidation, affecting its pre-IPO shares’ performance. The company performs well and generates stable revenue and profit from the business perspective. SBI Home Finance competes with the industry’s major players like HDFC Home Securities and Tata Capital, which are also unlisted companies.
Overall Performance Of SBI Home Finance Unlisted Shares
The financial performance of the SBI Home Finance unlisted shares over the years remains steady. Since the company is under liquidation, its pre-IPO shares don’t perform as expected. As per the last report shared by the company, its total market capitalisation was Rs 23.03 crores.
In 2008, SBI Home Finance Ltd filed for capital liquidation, after which its unlisted shares didn’t perform well. As per the data for FY23, SBI Home Finance share price was Rs 13.35, which largely depends on the company’s performance and the market conditions. The positive thing for the investors is that SBI Home Finance is associated with India’s prominent financial institution, State Bank Of India(SBI). It currently holds more than 25% of stakes in SBI Home Finance.
The company consistently tries to improve its financials and get back on track. Currently, insufficient data is available to predict the SBI Home Finance share price in the coming years. That is why it is crucial for investors to deeply analyse the company’s previous financial reports and not make any investment decisions based on recent performance.
Should You Invest In SBI Home Finance Unlisted Shares?
You might be confused about investing in SBI Home Finance unlisted shares. Since the company is still under liquidity, it is not advised to make a huge investment in its pre-IPO shares. As an investor, you should research the company and assess its financial metrics, including the EBITDA, revenue growth, and profit margin for the different financial years. Here are the steps you can follow to make an informed decision regarding an investment in SBI Home Finance pre-IPO shares:
Check The Liquidity
The primary step you can take is to check the liquidity of the company and its total liabilities. It might be difficult for you to access it as SBI Home Finance makes limited financial information public. However, it will give an exact idea about the company’s ability to repay its debt.
Loss Of Capital
The other metric you need to check is the loss of capital in SBI Home Finance pre-IPO shares. You must compare the capital loss in the different fiscal years and analyse the difference. If capital loss is high, it is advised not to invest in SBI Home Finance unlisted shares. In such a case, you can explore the trending unlisted shares of other companies in this industry.
Monitor Share Price
One of the most crucial things you can do is monitor SBI Home Finance share price. The price of its unlisted shares keeps changing and depends on factors like market conditions and company performance. For continuous share price monitoring, you can use the online unlisted shares trading platforms like Stockify. You can access the updated SBI Home Finance share price and other financial metrics there.
Future Outlook Of SBI Home Finance Unlisted Shares
With limited available information, it is difficult to predict the future of SBI Home Finance unlisted shares in the grey market. The company is still under liquidity and doesn’t perform as well as expected; it is advised to invest in SBI Home Finance unlisted shares wisely and based on proper research.
As per the financial analysts, the performance of its pre-IPO shares might improve in the future as SBI works towards its business expansion plans. You can access updated SBI Home Finance share price and other financial data on trusted online trading platforms like Stockify.
